Frequently Asked Questions

What type of loans payday online loan is referred to?

The simplest answer is that it is the easy and quick way to get necessary cash amount through the Internet with no paper work. Also it should be understood as a chance to receive monetary help with no hassle. You can apply for the small amount from $100 to $1 000 according to your location. You have to pay it back when you receive the next paycheck. The same day loans are unsecured. You must remember to keep the check you have written to the time the pending amount is covered if you want to use our service.

What should I do to apply for the loan?

Our service has some requirements that you have to meet. Due to the present laws we can provide a payday online loan for a person who has already reached the age of 18. Also you must confirm your solvency by showing a stable income. Besides you need a valid bank account to have the money transmitted. The other requirements can be determined by certain lenders themselves.

You must fill in the application form online on our website to get a loan. You have to provide with the real personal data in order to be treated as a reliable borrower and get the necessary money. As soon as you transmit the application, you will receive the confirmation letter from the lender. You can also be asked to give some additional personal data to prove your reliability.

How will I receive money?

It is the easiest way because money is transmitted directly on your bank account after the application is approved by SameDayLoansPayday and by the direct lender. You need to wait less than 24 hours for the transaction is being made.

How much money can I borrow?

The borrowed amount can be different according to the rules of our country. However the average sum does not exceed $1000. While $100 is the minimum amount that you can borrow.

Why my application can be rejected?

At first you must provide all necessary information which is demanded in the application. Then your personal data must correspond to the requirements. However it is not still a guaranty that a lender will provide you with necessary amount of money.

When the loan must be repaid?

You must make a payment as soon as you receive the next paycheck. You would pay additional fees if you failed to pay the loan on time according to the terms and conditions that were agreed with the lender. Also your loan can be increased. You should contact your loan lender on all matters connected to the loan. does not take any responsibilities for the transactions and financial issues. We just are the service that connects potential borrowers with the direct loan lenders.

Is my income taken into consideration when I apply for a payday loan?

If you want to get a payday online loan you must have the permanent work. Also if you have a stable income and if you can confirm your solvency the possibility to get a loan is higher.

Does my credit score matter?

You will be glad to hear that no credit score is checked during the application because SameDayLoansPayday does not give any financial help. Our service just helps people who need money to find appropriate lenders who can give this money. However, you can read some financial basics on our website.

Is any faxing necessary?

The service of Same Day Loans Payday is paperless, so you can apply for the loan quickly and with no hassle. However some lenders may ask you to send copies of definite documents in order to prove your personality or responsibility.


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What is a payday loan?

It’s a small (usually under $1,000), short-term, no-collateral, cash advance. They are backed by future income, such as your next paycheck, a dividend or other type of regular income, and the term of the loan is usually 30 days or less.

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Material disclosure

APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, and APRs for installment loans range from 6.63% to 225%. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.

Material Disclosure. The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 and $1,000 for cash advance loans and up to $5000 for installment loans. Not all lenders can provide these amounts and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan and is not an offer to lend. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan, including APR. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participating lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice. Use of this service is subject to this site’s Terms of Use and Privacy Policy.

Exclusions. Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, Vermont and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice.

Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you might be matched with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time. The short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.