Terms and Conditions

The service of Same Day Loans Payday is completely free; we just connect potential borrowers with direct loan lenders. But you should note that we do not provide any financial help. We just find appropriate financial organizations for you to help you with receiving the monetary help. Quick same day loans service provides the ability to choose among a vast majority of lenders. They want to invest money through our service as well as provide the best way for ordinary people to get quick and easy financial assistance. You just need to fill in the application form online to receive the access to all loan lenders who are presented on our website.

Our online service helps any person who wants to get a payday online loan to learn about all terms and conditions related to taking a loan. The issue is regulated by the Truth in Lending Act. Before you sign any agreement with the lender you should discuss it and examine it carefully in order to avoid further difficulties.

If you have any questions related to the loan or the agreement you should ask your lender. You might be asked to provide your e-signature when confirming the deal. You must fulfill all conditions you have discussed and signed up in the agreement with the lender to avoid any administrative responsibility.

What should you know when applying for the loan?

You will be provided with the example of the agreement that you will have to sign with the lender after having filled in the application form and received a confirmation e-mail. There is all necessary information about terms and conditions, fees and charges. You should read this document thoroughly and decide whether these terms are appropriate to you or not. You can also refuse from getting money from this particular lender before you put your e-signature.

It is very important that you cannot change any terms after putting your e-signature that is why you should calculate if the loan corresponds to your needs and payment abilities.

The direct loan lender has the unique right to determine all fees and terms. Your personal information that you give us in the application form can have an influence on the terms and conditions that are offered to you. You should remember that you may stop the process of getting a loan at any stage before you put your e-signature which confirms the agreement.

The service of SameDayLoansPayday.com has no influence on the terms and fees proposed to you. SameDayLoansPayday will help you to solve your monetary problems by connecting you with organizations which have appropriate capacities.

How is the repayment failure regulated?

It is important to know that you will pay additional fees if you fail to make the regular payment despite the reasons you have. Your agreement with the lender has all detailed information concerning this question, so you should get acquainted with it. Also, you should understand that our service works with reliable lenders who have a good reputation. Your bank account must always be kept in order to avoid reasonable additional fees.


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What should I do in case of late repayment?

The clients who make late payments will be obliged to pay various charges. Your interest rate can be increased or you can be made to pay a onetime fee. Discuss the data with your lender and make sure you can repay the loan on time. If you change your opinion and do not want to deal with the lender after the agreement approval you should contact your lender in order to fix this situation.

You might be asked to fulfill the terms that are determined by the agreement. Late payments can be regulated differently according to the state’s laws, however, all lenders are obliged to obey them.

To find out more about rates and fees referred to the service offered by the SameDayLoansPayday website, check the appropriate page.

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Material disclosure

APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, and APRs for installment loans range from 6.63% to 225%. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.

Material Disclosure. The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 and $1,000 for cash advance loans and up to $5000 for installment loans. Not all lenders can provide these amounts and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan and is not an offer to lend. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan, including APR. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participating lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice. Use of this service is subject to this site’s Terms of Use and Privacy Policy.

Exclusions. Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, Vermont and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice.

Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you might be matched with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time. The short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.